National Hail Statistics

1/24/2017 (Permalink)

hail damge

According to a May 2016 National Insurance Crime Bureau report, Colorado had the second highest number of hail claims in the US from 2013-2015 (182,591), second only to Texas. Texas was the top state in hail loss claims from 2013 through 2015 with 394,572 hail claims. The top 10 states represented 66 percent of the total number of hail claims duing this timeframe.

"Personal Property Homeowners" was the policy type most affected by hail loss claims from 2013 through 2015 - over 50 percent more often than the next most impacted policy type, "Personal Automobile", in hail loss claims over that three-year span.

The nation has experienced severe storms (wind, tornado, hail) that are occurring with more intensity and affecting more areas of the country. While scientists debate why these storms occur, no one argues with their effects—extensive property damage and, many times, loss of life. The property damage can be as minimal as a few broken shingles to total destruction of buildings.

There were 5,412 major hail storms in 2015, according to statistics culled from NOAA's Severe Storms database, with the largest number of severe hail storms occurring in June (1,324 storms). During the past five years, claims related to wind and hail damage on a national basis accounted for almost 40 percent of all insured losses, averaging approximately $15 billion annually; and growing each year.

The United States experienced the largest insured loss event of 2014 - a spate of severe stoms with hail across five days in May struck from Colorado to Pennsylvania, causing insured losses of $2.9 billion.